Here are the complete terms of sale for Paragon Numismatics. Terms were last updated on December 13, 2001. All coins unconditionally guaranteed genuine. Five-day, no-questions-asked return privilege. All returns require authorization by telephone or e-mail. All toning is 100% original. Each grading service also guarantees the veracity of their toned coins. Buyer pays all postage and insurance charges. Please add $4.00 minimum for orders under $350. All Wisconsin residents please add 5.6% sales tax. Two prices are shown for coins. The first price is our regular price for customers who use their credit card. The second represents approximately a 5% cash discount for checks and money orders. A 5% sight-unseen discount is available for some coins listed on this web site. The return privilege is automatically waived when a customer purchases a coin that Paragon Numismatics determines to be unsuitable for the customer's collection. In other words, if you ask us about a coin, and if we recommend that you pass on it, then you may not return it for a refund if you ignore our advice and decide to order it. Such orders are not entitled to the sight-unseen discount. Unless noted, all coins are one-of-a-kind. All coins subject to prior sale. Prices subject to change without notice. Not responsible for typographical errors. Mastercard, VISA, cashier's checks, money orders, and personal checks accepted. All personal checks must clear my bank before coins are shipped. Unpaid accounts will be turned over to collection agency within four weeks. We unhesitatingly prosecute for bad checks and uncollectible accounts. Coins will be returned to inventory if payment is not received within five working days of order. Approval service available after three consecutive successful transactions. Approvals carry a strict 48-hour inspection period. Thereafter, the transaction is considered final and payment is due in full within five working days. Numismatic references are greatly appreciated. Coins are stored in bank vaults. Terms of Sale are subject to change at our discretion and without prior notice. Placing an order constitutes acceptance of all Terms of Sale as described above.